Hometown Hero Credit

Hello and welcome to our community of dedicated real estate professionals. If you are here, it is because you want to do more than just close deals. You want to make a lasting impact. We know that as an agent, you often work with military families who have sacrificed so much for our country. You probably say “Thank you for your service” at every meeting. But what if you could offer them something more tangible?

At Operation T.A.G. (Tangible Act of Gratitude), we believe that gratitude should be more than just a sentiment. It should be a benefit that helps a veteran or active-duty member secure their piece of the American Dream. That is where you come in. You are the delivery system for this gratitude. By partnering with us, you aren't just selling a house; you are changing the live of the one defending that home.

You Are the Delivery System

In the real estate world, the agent is the primary point of contact for every military family looking to buy or refinance a home. You are the one who understands their needs, their timelines, and their struggles. Because of this unique position, you are the most effective way for us to get the Hometown Hero Credit into the hands of those who need it most.

When you join Operation T.A.G., you become a Brand Ambassador. This means you have the power to offer your military clients a 2% credit up to $21,000. Think about that for a second. In a market where every dollar counts, being able to walk into a room and offer up to $21,000 in real, tangible assistance is a game-changer. It makes you the hero in their story.

This isn’t just about a transaction. It’s about being the bridge between a non-profit mission and a family that deserves a break. You are the one who makes the "Tangible Act of Gratitude" a reality at the closing table.

The Most Powerful Tool in Your Arsenal: The 2% Credit

We should be very clear about what this support is and how it works, because it is the "no-brainer" part of this program. We partner with the nations 10th largest lender, PRMG to offer The Hometown Hero Credit. It is a 2% credit up to $21,000 designed to help military families buy or refinance a home.

Here are the key facts you need to know:

1. It is calculated on the loan amount, not the sales price.
2. It is a non-profit program. Operation T.A.G. is a 501(c)(3) project of the High Desert Community Foundation and we partner with the nations 10th largest lender, PRMG.
3. There is no repayment required. This is not a loan. It is a credit.
4. There are no games or gimmicks. We don't hide fees or create hoops for you to jump through.

As an agent, you can help your clients apply this 2% credit up to $21,000 in several vital ways:

• Pay closing fees: This can significantly reduce the cash-to-close amount for your buyers.
• Buy down the interest rate: In a high-rate environment, this can save a family hundreds of dollars every month.
• Pay real estate agent fees: This ensures that you are taken care of while the client still gets a massive benefit.
• Debt paydown: In some cases, it can be used to pay down debt to help a veteran qualify for a VA loan.

It is important to remember that this credit cannot be used for down payments or for any non-loan purposes. Since VA loans generally do not require a down payment, this credit focuses on making the rest of the process as affordable as possible.

Keep Your Commission, Build Your Business

One of the biggest concerns agents have when they hear about "credits" or "discounts" is their own bottom line. We get it. You work hard, and you deserve your commission.

The beauty of the Hometown Hero Credit program is that we are fully funded. Because of our partnership with PRMG, we don't ask you to cut your commission to provide this credit. Agents keep 100% of their commission.

We aren't asking you to give up your paycheck. We are giving you a tool to grow it. When you can offer a 2% credit up to $21,000 that other agents can't, you become the obvious choice for any military family in your area. You aren't competing on price; you are competing on the massive value you provide through our non-profit partnership.

The Brand Ambassador Program: Everything You Need, For Free

We want to make it as easy as possible for you to succeed. That is why we created our nationwide Brand Ambassador program. We have built a "business in a box" for you, and the best part is that it is 100% free.

When you sign up as a Brand Ambassador, you get access to:

• A Custom Branded Landing Page: A professional, high-converting page that features your info and explains the 2% credit up to $21,000.
• Lead Capture Autoresponder: When someone expresses interest on your page, our system automatically follows up, so you don't have to worry about leads falling through the cracks.
• Done-For-You Social Media Marketing: We provide the graphics and copy you need to post on Facebook, Instagram, and LinkedIn.
• Marketing Materials: High-quality brochures and digital assets that you can use at open houses or in your listing presentations.
• Company Leads: When we have leads in your area, we pass them along to our active Brand Ambassadors.

This is the biggest no-brainer in real estate. You get a massive financial benefit for your clients and a suite of professional marketing tools for your business, all at zero cost to you.

Build a Business. Build a Legacy. Make a Difference.

At Operation T.A.G., our motto is: Build a Business. Build a Legacy. Make a Difference.

Selling homes is a great business, but building a legacy is about the impact you leave behind. Every time you help a military family use the 2% credit up to $21,000, you are helping them build stability. You are helping a veteran who might have struggled to find a way into a home finally get their keys. You are helping a Gold Star spouse find a place of peace.

This is how you differentiate yourself in a crowded market. You aren't just an agent; you are a community leader. You are a champion for those who served. By integrating this non-profit program into your daily work, you are making a difference one military family at a time.

Ready to Become a Hero in Your Community?

The steps to get started are simple. We have designed this program to be instructional and straightforward.

1. Visit our website: Go to www.OperationTAG.org or www.HometownHeroCredit.com to learn more.
2. Sign up as a Brand Ambassador: It takes just a few minutes to join our nationwide team.
3. Set up your landing page: Use the tools we provide to create your custom presence.
4. Start sharing the credit: Mention the 2% credit up to $21,000 in your marketing and to your military clients.
5. Watch your business grow: See the difference that a tangible act of gratitude makes for your clients and your career.

There are no more excuses. The tools are here, the funding is ready, and the families are waiting. Join us in doing more than just saying "thank you." Let’s give our heroes the credit they deserve.

Brett Stacy
National Director & Founder of the Hometown Hero Credit
A program of Operation T.A.G. (Tangible Act of Gratitude)
501(c)(3) non-profit project of HDCF

Contact Information:
Websites: www.OperationTAG.org and www.HometownHeroCredit.com
Phone: 760-456-8748 (24-hour Information Line)