Category: Hometown Hero Credit
Some say, “Thank you for your service.”
We believe gratitude should be more than words—it should be action.
That belief helped inspire Hometown Hero Credit™, the flagship homeownership program of Operation T.A.G.™ (Tangible Act of Gratitude), created to turn appreciation for America’s military families into meaningful, tangible support.
Through Hometown Hero Credit™, eligible veterans, active-duty service members and Gold Star surviving spouses may receive a 2% credit of up to $21,000 toward eligible homeownership costs.
No repayment. No second mortgage. No increase to the interest rate as a result of receiving the credit.
This section of the blog shares Hometown Hero Credit news, program information, success stories, homeownership education and resources designed to help military families better understand the opportunities that may be available to them.
Because America’s military families deserve more than appreciation.
They deserve gratitude in action.
Operation T.A.G.™ is a nonprofit organization, not a lender. Mortgage rates, terms, eligibility, loan applications and lending services are provided by appropriately licensed lending partners. Program requirements and restrictions apply.
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By Brett Stacy, Founder of Operation T.A.G. In a few days, we’ll thank veterans for their service. We’ll shake their hands, attend ceremonies, and share messages about how much their sacrifices mean to us. I hope we’ll also make time for a harder conversation. What happens when the veteran we’re thanking goes home and sits…
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By Brett Stacy, Founder, Operation T.A.G. There is something especially disgraceful about using a veteran’s military service to gain their trust, and then stealing from them. These criminals know the language. They talk about earned benefits, military families, and helping those who served. They decorate their messages with flags and official-looking seals. They understand that…
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LET'S HAVE AN HONEST CONVERSATION ABOUT VETERANS DAY. I saw this graphic promoting free meals and special offers for veterans. Many people will see it and feel grateful. I see it and wonder: What happens on November 12? A meal can mean something. So can the handshake, and the chance to sit with others who…
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Sunday Legacy Letters Turning gratitude into action, one story at a time. There are moments in life that words never quite reach. You can tell the story, explain what happened, and do your best to describe how it felt. But even then, you know you've only given someone a glimpse. This is one of those…
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No. The Department of Veterans Affairs does not offer its own reverse mortgage. Veterans age 62 and older who are considering one typically explore an FHA-insured Home Equity Conversion Mortgage (HECM) through an FHA-approved lender. A HECM is a loan, not a VA benefit or a grant, and the same federal program rules apply to…
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By Operation T.A.G. A Tangible Act of Gratitude There’s some encouraging news coming out of the Department of Veterans Affairs. And while the numbers are impressive, I think there’s a much more important story behind them. On October 15, the VA announced it processed 3,111,399 disability compensation claims during fiscal year 2026, surpassing the previous…
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Captain Gratitude has a message for America’s veterans: You don’t have to figure everything out alone. Imagine serving your country for years, returning home, and discovering that getting the assistance you need feels like navigating an obstacle course. One phone number leads to another. One website sends you somewhere else. You complete an application, only…
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Sunday Legacy Letters — Turning gratitude into action, one story at a time. Sometimes the greatest victory isn’t winning. It’s learning to trust God with the outcome. If you grew up in Southern California’s Inland Empire during the 1970s and 1980s, and you happened to love tennis, you were living in something of a golden…
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By Brett Stacy | Founder & National Director, Operation T.A.G. I need to get something off my chest. Before I go any further, let me say this: I believe in business. I believe in entrepreneurship. I believe people should be compensated fairly for the work they do and the services they provide. I’ve spent much…
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Who said you failed? I want to talk about something that doesn’t get discussed nearly enough. I wrote this article for one reason: to protect veterans. There are lenders and loan officers who see dollar signs when someone mentions a reverse mortgage, because it can be one of the most profitable loan programs in the…